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In today’s digital age, businesses increasingly rely on online financial accounts for their day-to-day operations. However, with this increased reliance comes a higher risk of financial fraud and theft.

One way businesses can protect themselves is by enabling Two-Factor Authentication (2FA) for their business checking, payroll, and credit card merchant accounts. In this article, we’ll discuss the importance of 2FA and show possible scenarios of how a hacker can gain access to these accounts if 2FA is not turned on.

First, let’s understand what 2FA is. Two-factor authentication is a security process that requires users to provide two different forms of identification to access their accounts.

The first factor is typ